HMRC-registered landlord tax specialists serving Glasgow property owners. Self-Assessment, Section 24 planning, MTD compliance and capital gains, from a fixed monthly fee.
Landlord Accountant in Glasgow
Glasgow has one of Scotland's most active regional buy-to-let markets, with strong rental demand across G1, G2 and G3 from city-centre professionals working in the substantial commercial cluster (the financial services cluster around the International Financial Services District), the substantial student-let trade supporting the University of Glasgow, University of Strathclyde and Glasgow Caledonian, the substantial West End conversion-flat market across G12, and city-centre tower BTL across the Clyde Waterfront and Buchanan Quarter regeneration. Many Glasgow landlords hold portfolios across central Glasgow and the wider G postcodes and face the full complexity of the modern landlord tax landscape: Section 24 mortgage interest restrictions have significantly increased tax bills for higher rate taxpayers, Making Tax Digital is now live for landlords with income over £50,000, and capital gains exposure on appreciated central Glasgow properties is increasingly substantial. Note that Scottish-resident landlords are subject to the Scottish Rate of Income Tax (SRIT), with different bands and rates than the rest of the UK.
Your Tax Help Accountants, HMRC-registered, handles all aspects of landlord tax for Glasgow property owners across G1, G2 and G3. Self-Assessment, Section 24 planning, MTD compliance, capital gains tax and incorporation advice, all at a fixed monthly fee with same-day filing available when it matters.
💡 As an HMRC-registered agent, we deal with HMRC directly on your behalf, filing returns, managing compliance and advising on strategies to reduce your landlord tax burden legally and permanently.
What We Handle
Full SA100 covering all rental income, allowable expenses, Section 24 credits and any other income, maximising every legitimate deduction.
Exact calculation of the mortgage interest restriction on your Glasgow portfolio and clear advice on strategies to minimise the tax impact.
Full MTD setup, quarterly digital submissions to HMRC and annual declaration, all handled from day one as part of your service.
60-day CGT returns filed accurately on sale, all reliefs applied and advance planning to minimise your liability before you sell.
Clear, numbers-based advice on whether moving your Glasgow portfolio into a limited company would save you tax, modelled for your specific circumstances.
Annual or quarterly statements showing rental income, expenses, net profit and tax position across your full portfolio, keeping you in full control.
Section 24 has significantly increased tax bills for higher-rate Glasgow landlords. Book a free call and we will calculate the exact impact on your portfolio and identify your best options.
📅 Get Your Free Section 24 ReviewReal Client Story
Client K owns six rental properties across central Glasgow and the West End, including three West End converted-tenement flats, two city-centre apartment blocks and a Maryhill student-let HMO. When they came to us they were declaring rental income on Self-Assessment as a Scottish-resident sole landlord, being hit hard by Section 24 across the heavily-mortgaged portfolio (compounded by the Scottish higher-rate band starting earlier than the rest-of-UK), and uncertain how the Scottish Rates of Income Tax interact with his incorporation decision. Their effective tax rate on the portfolio was sitting around 42 per cent of net rental income once the disallowed mortgage interest was factored in, and they had never had a proper conversation about whether their structure suited their portfolio size.
We modelled the position of incorporating the portfolio into a Property Investment Company against keeping it personal. The incorporation had transfer costs (Capital Gains Tax on the latent gains and Stamp Duty Land Tax including the Additional Dwelling Supplement) of around £46,000 upfront. Against that, the ongoing tax saving from full mortgage interest deductibility inside the company plus Corporation Tax rates substantially lower than their higher-rate income tax was around £16,400 a year. The breakeven was just under three years.
Outcome: ongoing tax saving of around £16,400 a year going forward, a Section 24 problem that no longer exists inside the corporate structure, a substantially improved Inheritance Tax position compared with holding the portfolio personally, and a structure now ready to absorb future portfolio growth without the headwind of the mortgage interest restriction.
Why Your Tax Help Accountants
Landlord Tax Questions Answered
No obligation. No jargon. A straightforward conversation about your Glasgow rental portfolio and how we can reduce your tax bill and keep you fully compliant.
Office: 020 8050 4564 | Mobile: 07478 645331 | info@yourtaxhelp.co.uk
📅 Free consultation calls available weekdays 1pm to 3pm. Pick a slot that suits you.
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