How we saved a Billericay company director £12,600 through proper structure
Client B runs a successful Billericay building and property-development company through a Ltd company, taking a high salary out of habit which triggered significant NIC, with no dividend planning, no pension contributions, and the company also a CIS contractor paying subcontractors without the monthly compliance being handled cleanly.
We rebalanced and tidied everything. We moved him to salary at the NIC-optimal level with the balance as dividends, set up substantial employer pension contributions (tax-deductible, using carry-forward), reviewed bringing his spouse in as a shareholder for her genuine administrative role, and took over the monthly CIS contractor returns and subcontractor verification.