Client Story
How we got a Greenock marine contractor £5,600 back and onto the right footing
Client M is a self-employed marine fitter and fabricator working CIS and direct for engineering and port clients around the Clyde. He'd had CIS deductions for two years and filed minimal returns without claiming most of his legitimate expenses, leaving substantial refunds unclaimed, and the Scottish tax position hadn't been applied correctly.
We reconstructed his expenses from bank statements and receipts: tools and equipment, PPE, travel and mileage, materials, certification and training, phone proportion, and accountancy. We re-filed both years' self-assessments claiming his personal allowance and the full legitimate expenses against the CIS-deducted income, applying the Scottish income tax bands correctly.
Total outcome: refund of £5,600 across the two years after proper expense claims under the Scottish tax bands, and a clean ongoing process where Client M photographs receipts as he buys them and we file his refund promptly each year.