HMRC-registered accountants serving Jesmond and Gosforth NE2 and NE3 online. Student HMO landlords, hospitality along Acorn Road and Osborne Road, Newcastle University freelancers, professionals and the affluent residential small business community. Fixed fees, same-day filing.
Jesmond and Gosforth have two of Newcastle's most distinctive small business communities. NE2 and NE3 cover Jesmond itself plus Gosforth, South Gosforth and parts of West Jesmond, anchored by the long parade of independent restaurants and bars along Osborne Road in Jesmond and Acorn Road, the substantial Newcastle University presence driving a major student housing economy with one of the north-east's largest concentrations of HMO landlords, the established affluent residential community across both areas, the Gosforth Park business cluster, and a wider NE2 and NE3 community that combines strong student-driven trade with year-round professional and family residents.
That mix gives the area a particular accounting profile. Student HMO landlords face complex tax positions including the mortgage interest restriction, HMO licensing costs, frequent furniture replacement, void periods and from April 2026 Making Tax Digital obligations. Hospitality operators along Osborne Road and Acorn Road need cash flow forecasting that accounts for the academic calendar. University-adjacent freelancers need careful categorisation of multiple income types. And the wider community needs the usual mix of Self-Assessment and Limited Company support. Your Tax Help Accountants, HMRC-registered, serves the area online with fixed monthly fees.
💡 As an HMRC-registered agent we deal directly with HMRC on your behalf, so you never have to spend hours on hold or navigate their website yourself.
Full SA100 for self-employed, landlords and individuals. Filed direct to HMRC, same day if urgent.
Complete CIS for contractors and subcontractors. Monthly returns, deduction statements, refund claims.
Year-end statutory accounts, Corporation Tax returns, and director self-assessment. All filed on time.
Rental income reporting, capital gains planning, Making Tax Digital, and allowable expense guidance.
MTD-compliant VAT submissions and ongoing bookkeeping to keep records clean and cash flow transparent.
Monthly payroll processing, RTI submissions to HMRC, and auto-enrolment pension administration.
Client D owns six student HMO properties around Jesmond and West Jesmond let to Newcastle University students. When she came to us she was managing the properties personally, declaring rental income on Self-Assessment as straightforward property income, and being hit hard by the mortgage interest restriction now that she was firmly in the higher tax band. She had never had a proper conversation about whether the structure suited her portfolio size.
We modelled the position of incorporating the portfolio into a Property Investment Company against keeping it personal. The incorporation had transfer costs (Capital Gains Tax and Stamp Duty Land Tax) of around £62,000 upfront, but the ongoing tax saving from full mortgage interest deduction and lower Corporation Tax rates compared to higher-rate income tax was around £19,500 a year. The breakeven was just over three years.
Year one outcome of incorporation: ongoing tax saving of around £19,500 a year going forward, a structure ready for future portfolio growth, and Inheritance Tax positioning substantially better than holding personally.
No obligation. No jargon. A straightforward conversation about your Jesmond or Gosforth business, HMO portfolio or freelance situation.
Or email us: info@yourtaxhelp.co.uk | yourtaxhelp.co.uk
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