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📍 Serving Putney · SW15

Accountant in Putney for Small Businesses

HMRC-registered accountants based in Stanmore, serving Putney SW15. Finance and professional services residents with bonus, RSU and carried interest income, riverside landlords holding premium Thames-side property, contractor Ltd companies, and the independent businesses along Putney High Street and the Lower Richmond Road. Fixed fees, same-day filing.

HMRC Registered AgentSame-Day FilingFixed Monthly FeesCloud Accounting
Accountant in Putney

Tax & Accounting for Putney Businesses

Putney SW15 is a premium South West London riverside suburb with a large population of high-earning professionals - particularly in finance, law, medicine and consulting - alongside established independent businesses, sports and leisure facilities, and a significant landlord community. Putney's riverside location and excellent Tube and rail connections into the City make it a sought-after base for professionals in London's financial and professional services sectors, who often have complex tax affairs involving bonus income, restricted stock units, carried interest and significant investment portfolios.

That gives Putney a particular accounting profile. Finance professionals need careful handling of bonus income, RSU and share option taxation, and sometimes carried interest treatment. Riverside landlords with premium Thames-side property face high CGT exposure and Section 24 restrictions. Contractor Ltd companies need director payroll, dividend planning and IR35 assessment. And Putney High Street independents need retail and hospitality bookkeeping. Your Tax Help Accountants, HMRC-registered, handles complex high-earner affairs for Putney clients online with fixed monthly fees.

💡 As an HMRC-registered agent we deal directly with HMRC on your behalf, so you never have to spend hours on hold or navigate their website yourself.

What We Do

Full-Range Tax & Accounting for Putney

Why Your Tax Help Accountants

Professional. Personal. Always Available.

  • HMRC-registered agent, dealing with HMRC directly on your behalf
  • Same-day filing for urgent self-assessment and CIS returns
  • Fixed monthly fees, no surprise bills ever
  • Secure client portal for documents and receipts
  • Cloud accounting with real-time visibility of your finances
  • Based in Stanmore HA7, serving Putney (SW15) and all of the UK
4.5★
Google Rating
Same Day
Urgent filing available
Fixed Fee
No surprise bills ever
Client Story

How we saved a Putney finance professional £22,000 on a bonus year

Client B is a senior finance professional in Putney who received a large annual bonus pushing his total income to around £240,000, well into the additional-rate band and through the £100,000 personal allowance taper where the effective marginal rate hits 60%. His previous accountant had simply filed the return showing the tax due without any planning.

We modelled the mitigation options before the bonus was finalised. A substantial pension contribution reduced his adjusted net income, recovering part of the tapered personal allowance and getting relief at his marginal rate. Gift Aid donations he was already making were grossed up correctly to extend his basic-rate band. We also reviewed the timing of an RSU vesting that could be deferred to the following tax year to avoid stacking on top of the bonus.

Total outcome: tax saving of £22,000 through pension contribution, personal allowance recovery, correct Gift Aid treatment and RSU timing, with a forward plan for managing future bonus years proactively rather than reactively.
Common Questions

Frequently Asked Questions

I receive share options and RSUs from my Putney employer. How are they taxed?
RSUs are taxed as employment income at vest, at your marginal rate, with PAYE and NIC withholding. Approved schemes (EMI, SAYE, CSOP) have more favourable treatment. Once vested, any later gain on the shares is a CGT event with the vest-date value as your base cost. We calculate the tax, ensure correct self-assessment reporting and advise on timing of option exercises to minimise the impact.
I'm in finance in Putney with a large annual bonus. How do I manage the tax?
Large bonuses push you into higher or additional rate, and between £100,000 and £125,140 the personal allowance taper creates a 60% effective marginal rate. The main mitigations are pension contributions (reducing adjusted net income and recovering the allowance), Gift Aid (extending the basic-rate band), and timing of other income like RSU vests. We model the options before the bonus is paid.
Can you advise on carried interest for Putney-based fund managers?
Carried interest has specific tax rules. Where it meets the conditions for capital treatment it's taxed at the carried interest CGT rate; where the Income-Based Carried Interest rules apply (typically short asset holding periods) it can be taxed as income. The boundary is fact-specific and the rules have been tightened. We review your specific arrangement and ensure correct treatment under the current Finance Act.
I'm a Putney landlord with a Thames-side property. Specific tax considerations?
Premium riverside properties generate high rental income and substantial capital appreciation. The considerations are Section 24 mortgage restrictions on income, high CGT on disposal (18%/24% on a large gain) and potential IHT exposure. We provide a comprehensive landlord review and recommend the most beneficial long-term structure.
Do you handle self-assessment for Putney residents with overseas income?
Yes - foreign employment income, overseas rental, foreign dividends and interest, with double taxation treaty relief where available. We also advise on disclosure obligations for overseas assets under the Common Reporting Standard. UK residents are taxed on worldwide income unless the remittance basis applies (non-doms only).
I'm a Putney contractor through my Ltd company. IR35 position?
Depends on the client and working practices. Medium/large clients assess your status; small clients mean you self-assess. The tests are control, mutuality of obligation, substitution rights, financial risk and integration. For genuinely independent contractors with project-based work IR35 is usually outside. We review your contracts and working practices and document the assessment.
I run a Putney High Street independent business. What accountancy do I need?
Depending on structure: bookkeeping, VAT returns, payroll, annual accounts and Corporation Tax if a company, plus director self-assessment. We bundle what you actually need into a fixed monthly fee and set up cloud accounting so most data is captured automatically from your bank feed.
How do I get started?
Book a free 15-minute call via Calendly or ring 07478 645331. We work with Putney clients fully online and we're experienced with the complex affairs that come with finance and professional services residents - bonus planning, share schemes, carried interest and high-value property.
More Areas We Serve

We also serve businesses nearby

Same fixed fees, same HMRC-registered service, same person on the phone.

Wandsworth (SW18)Wimbledon (SW19)Clapham (SW4)Balham (SW12)Richmond (TW9)Tooting (SW17)

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No obligation. No jargon. A straightforward conversation about your Putney situation.

Or email us: info@yourtaxhelp.co.uk | yourtaxhelp.co.uk

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