We explain gift aid tax relief in plain English, handle it correctly, and make sure you claim every relief you are entitled to, all at a fixed fee.
Gift Aid Tax Relief
When you donate to charity under Gift Aid, the charity reclaims basic-rate tax, but if you are a higher or additional-rate taxpayer you can claim back the difference yourself, and many donors never do.
We claim the higher and additional-rate Gift Aid relief you are due on your donations, backdate it where possible, and use it in planning, for example to reduce adjusted net income around key thresholds, so your giving is as tax-efficient as it is generous.
Higher and additional-rate taxpayers can claim back 20 or 25 per cent of their Gift Aid donations through their return, and donations also reduce adjusted net income, which can help around the £100,000 and child benefit thresholds.
The Detail That Matters
When you donate under Gift Aid, the charity reclaims basic-rate tax, but higher and additional-rate taxpayers can claim back the difference themselves, and many never do. Gift Aid also reduces your income for key thresholds, making it a quiet planning tool.
Gift Aid lets the charity reclaim 25p for every £1 you give (the basic-rate tax). If you pay higher (40%) or additional (45%) rate tax, you can claim the extra 20% or 25% yourself through your return.
Gross Gift Aid donations reduce your adjusted net income, which can restore your personal allowance around £100,000, or reduce the High Income Child Benefit Charge, making charitable giving unusually tax-efficient at those thresholds.
You can elect to carry a donation back to the previous tax year, treating it as made then, which can save more tax if you were a higher-rate taxpayer that year. We use this where it helps.
We claim the higher-rate relief on your donations, backdate it where earlier years are open, and use it in your wider planning, so your giving is as tax-efficient as it is generous.
Higher-rate donors routinely miss the extra relief they can claim, and overlook how donations reduce adjusted net income near the £100,000 and Child Benefit thresholds, missing a double benefit.
Key Figures
How We Help
We claim the extra 20 or 25 per cent Gift Aid relief that higher and additional-rate taxpayers can claim on their donations, which many miss.
Gift Aid donations reduce your adjusted net income, which can help restore your personal allowance or reduce the child benefit charge. We use it in planning.
We backdate relief where possible and use the carry-back rule to treat donations as made in the previous year where that saves more tax.
All the forms, calculations and correspondence handled on your behalf, so you never have to decode HMRC's rules or sit on hold.
A clear fixed fee quoted after a free call, your position explained in plain English, and never a surprise bill.
We act quickly, and where earlier years are involved we put those right too, reclaiming refunds or minimising penalties.
Higher-rate donors routinely miss the extra Gift Aid relief they can claim, and overlook how donations reduce adjusted net income near key thresholds. We claim the relief and use it in your wider planning.
Recent Client Outcome
A higher earner who gave regularly to charity had never claimed the higher-rate Gift Aid relief, and their income was near £100,000.
What we did. We claimed the higher-rate relief on their donations, and because the gross donations reduced their adjusted net income below £100,000, they also restored personal allowance.
The outcome. Their giving saved far more tax than they realised, the higher-rate relief plus the restored allowance, effectively at a 60% marginal benefit on part of it.
Claiming the relief and using the donations in their threshold planning turned generosity into a significant tax saving.
Why People Come to Us
Questions Answered
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