If you have undeclared income or tax to put right, coming forward voluntarily is far better than waiting for HMRC to find it. We handle the whole disclosure discreetly and correctly, minimising penalties and giving you a clean slate.
Voluntary Disclosure
Many people have income or gains they should have declared but didn't, a second income, rental property, foreign income, cash work, or gains on assets, sometimes for years. HMRC increasingly has the data to find it, from banks, letting agents, overseas authorities and online platforms. Coming forward voluntarily through HMRC's disclosure facilities almost always results in far lower penalties than being caught, and removes the fear of a knock at the door.
Your Tax Help Accountants handles voluntary disclosures discreetly and properly. We work out exactly what should have been declared and the tax due, prepare and submit the disclosure through HMRC's Digital Disclosure Service, calculate the lowest penalty the rules allow given that you came forward, and agree a payment plan if needed. You put things right on the best possible terms, and get peace of mind.
The penalty for an unprompted voluntary disclosure is dramatically lower than for being caught, and in some cases can be reduced close to zero. Coming forward is almost always the right move, and the sooner the better.
The Detail That Matters
If you have undeclared income or an error in past returns, telling HMRC first, through the right disclosure facility, dramatically reduces penalties and takes prosecution off the table in most cases. Coming forward is almost always cheaper than being found.
Unprompted disclosure attracts the lowest penalty bands, often a small fraction of the tax, whereas an HMRC-initiated discovery can mean penalties of up to 100% (or up to 200% for offshore matters), plus interest and greater scrutiny.
HMRC has specific routes: the Digital Disclosure Service for most cases, the Worldwide Disclosure Facility for offshore income, and the Let Property Campaign for landlords. Choosing the correct one and framing the disclosure properly matters.
Disclosure covers up to 4, 6 or 20 years depending on whether the error was careless, or deliberate. We work out the correct number of years, so you neither under-disclose nor over-pay.
We calculate the tax, interest and the lowest defensible penalty, present the disclosure, and can arrange Time to Pay on the settlement, resolving years of worry cleanly and on the best terms.
Waiting to see if HMRC notices is the expensive gamble: with data now flowing from banks, platforms and 100+ countries, discovery is increasingly likely, and it multiplies both the penalty and the stress.
Key Figures
How We Help
We calculate exactly what should have been declared and the tax due across the relevant years, accurately and without overstating it.
We prepare and submit your disclosure through HMRC's Digital Disclosure Service, presenting it correctly so it is accepted and closed cleanly.
Coming forward voluntarily attracts much lower penalties. We calculate and argue for the lowest penalty the rules allow, and arrange a payment plan if you need one.
All the forms, calculations and correspondence handled on your behalf, so you never have to decode HMRC's rules or sit on hold.
A clear fixed fee quoted after a free call, your position explained in plain English, and never a surprise bill.
We act quickly, and where earlier years are involved we put those right too, reclaiming refunds or minimising penalties.
Undeclared income does not go away, and HMRC's data-matching keeps improving. The difference between coming forward and being caught is enormous in penalties, and in stress. A voluntary disclosure, handled properly, puts it behind you on the best terms available.
Recent Client Outcome
A client had several years of undeclared rental profit and was increasingly anxious that HMRC's data would catch up with them.
What we did. We made an unprompted disclosure through the Let Property Campaign, calculated the tax and interest for the correct number of years, and presented a full, cooperative disclosure.
The outcome. Because it was voluntary and complete, the penalty was set at the lowest band, far below the up-to-100% they risked on discovery, and we arranged Time to Pay on the settlement.
Coming forward first turned an open-ended worry into a closed, affordable settlement with the smallest possible penalty.
Why People Come to Us
Questions Answered
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