HMRC-registered landlord tax specialists serving Brighton property owners. Self-Assessment, Section 24 planning, MTD compliance and capital gains, from a fixed monthly fee.
Landlord Accountant in Brighton
Brighton is one of the south coast's most active and highest-value regional buy-to-let markets, with very strong rental demand across BN1, BN2 and BN3 from professional commuters using the Brighton Main Line into London Victoria (one of the fastest commuter routes into central London), the substantial student-let trade supporting the University of Sussex and the University of Brighton, the Hove BN3 family-let trade, the substantial LGBT community lets across central Brighton, and the substantial North Laine and Lanes conversion-flat market. Many Brighton landlords hold premium-value properties across the wider BN postcodes and face the full complexity of the modern landlord tax landscape: Section 24 mortgage interest restrictions are particularly punishing given typical BN1, BN2 and BN3 mortgage balances, Making Tax Digital is now live for landlords with income over £50,000, and capital gains exposure on long-held Brighton properties is often substantial. Brighton's substantial holiday-let trade has been particularly affected by the abolition of the Furnished Holiday Lettings regime in April 2025, and Brighton & Hove City Council also operates substantial additional HMO licensing across student-let areas.
Your Tax Help Accountants, HMRC-registered, handles all aspects of landlord tax for Brighton property owners across BN1, BN2 and BN3. Self-Assessment, Section 24 planning, MTD compliance, capital gains tax and incorporation advice, all at a fixed monthly fee with same-day filing available when it matters.
💡 As an HMRC-registered agent, we deal with HMRC directly on your behalf, filing returns, managing compliance and advising on strategies to reduce your landlord tax burden legally and permanently.
What We Handle
Full SA100 covering all rental income, allowable expenses, Section 24 credits and any other income, maximising every legitimate deduction.
Exact calculation of the mortgage interest restriction on your Brighton portfolio and clear advice on strategies to minimise the tax impact.
Full MTD setup, quarterly digital submissions to HMRC and annual declaration, all handled from day one as part of your service.
60-day CGT returns filed accurately on sale, all reliefs applied and advance planning to minimise your liability before you sell.
Clear, numbers-based advice on whether moving your Brighton portfolio into a limited company would save you tax, modelled for your specific circumstances.
Annual or quarterly statements showing rental income, expenses, net profit and tax position across your full portfolio, keeping you in full control.
Section 24 has significantly increased tax bills for higher-rate Brighton landlords. Book a free call and we will calculate the exact impact on your portfolio and identify your best options.
📅 Get Your Free Section 24 ReviewReal Client Story
Client Z owns four rental properties across central Brighton and Hove, including two professional-share converted Regency flats, one Lewes Road student-let HMO, and a North Laine apartment used historically as a short-term holiday let. When they came to us they were declaring rental income on Self-Assessment as a sole landlord, being hit hard by Section 24 across the heavily-mortgaged portfolio, juggling Brighton & Hove additional HMO licensing on the Lewes Road student-let, and uncertain about the post-FHL tax treatment of the North Laine short-let apartment. Their effective tax rate on the portfolio was sitting around 42 per cent of net rental income once the disallowed mortgage interest was factored in, and they had never had a proper conversation about whether their structure suited their portfolio size.
We modelled the position of incorporating the portfolio into a Property Investment Company against keeping it personal. The incorporation had transfer costs (Capital Gains Tax on the latent gains and Stamp Duty Land Tax including the Additional Dwelling Supplement) of around £66,000 upfront. Against that, the ongoing tax saving from full mortgage interest deductibility inside the company plus Corporation Tax rates substantially lower than their higher-rate income tax was around £22,000 a year. The breakeven was just over three years.
Outcome: ongoing tax saving of around £22,000 a year going forward, a Section 24 problem that no longer exists inside the corporate structure, a substantially improved Inheritance Tax position compared with holding the portfolio personally, and a structure now ready to absorb future portfolio growth without the headwind of the mortgage interest restriction.
Why Your Tax Help Accountants
Landlord Tax Questions Answered
No obligation. No jargon. A straightforward conversation about your Brighton rental portfolio and how we can reduce your tax bill and keep you fully compliant.
Office: 020 8050 4564 | Email: info@yourtaxhelp.co.uk