📲 MTD for Income Tax · Live from April 2026

Making Tax Digital for Income Tax: Get Ready, We Will Handle It

MTD for Income Tax is now live for sole traders and landlords earning over £50,000, with £30,000 next in April 2027. Quarterly updates, digital records and compatible software, all set up and submitted for you from a fixed monthly fee, so the new rules become our job, not your worry.

HMRC Registered Agent Sole Traders & Landlords MTD Software Included Quarterly Updates Handled Fixed Monthly Fees
Landlords · 2026

Landlord earning over £50,000? MTD applies to you now

Read our plain-English guide to MTD for landlords: who is in scope, the quarterly updates, the software, and how to get ready without the stress.

Read the MTD for Landlords Guide →

Making Tax Digital, UK

The Biggest Change to Self Assessment in a Generation.

Making Tax Digital for Income Tax is the most significant change to personal tax reporting in years, and it is no longer something on the horizon. From April 2026 it is live for sole traders and landlords whose combined gross income from self-employment and property is over £50,000. From April 2027 it reaches those over £30,000, and the government has confirmed it will extend to those over £20,000 from April 2028. The threshold is based on gross income, your turnover and rents before any expenses, which means a lot of people who think of themselves as modest earners are already in scope.

Under MTD the familiar once-a-year Self Assessment return is replaced by digital record-keeping in compatible software, four quarterly updates of income and expenses sent to HMRC, and a final declaration after the tax year. For someone running a business or letting property, that is a real change of habit, and the penalties for getting it wrong are built into a points-based system. Your Tax Help Accountants is an HMRC-registered agent practice that takes the whole of MTD off your plate: we confirm whether you are in scope, set up the right software with your bank feed connected, keep the digital records, and make every quarterly submission and the final declaration for you. The same accountant handles it each quarter, for a fixed monthly fee.

The single biggest MTD mistake is leaving it until the first quarterly deadline is almost due. Getting your software and digital records in place early means the quarterly updates become routine rather than a panic. If you are over £50,000, now is the time to get set up, and we make that simple.

What We Handle

Your Complete MTD Service, Under One Fixed Fee

🔎

MTD Readiness Review

A free check of whether and when you are in scope, based on your gross self-employment and property income, so you know exactly where you stand and what to do next.

☁️

Compatible Software Setup

The right HMRC-recognised software, Xero, QuickBooks, FreeAgent or a bridging tool, chosen for you, set up, and connected to your bank feed so records build themselves.

📒

Digital Record-Keeping

Your income and expenses kept digitally and accurately throughout the year, the foundation MTD requires, with receipts captured straight from your phone.

🔁

Quarterly Updates

All four quarterly updates of income and expenses prepared and submitted to HMRC on time, every quarter, so you never miss a deadline or a point.

Final Declaration

The end-of-year final declaration that replaces the old Self Assessment return, reconciling the year, bringing in any other income, and confirming your tax position.

🏠

MTD for Landlords

Rental income, Section 24 mortgage interest relief and allowable expenses handled the MTD way, for residential and commercial landlords now in scope.

🧰

MTD for Sole Traders

Self-employment income and expenses kept and reported digitally, with every allowable expense claimed so the new system never costs you more tax than the old one.

🚚

Transition & Catch-Up

Switching from spreadsheets or paper, or behind on your records? We migrate you to compliant software and get your books current before your first quarter is due.

Over £50,000 and Not Yet Set Up for MTD?

MTD for Income Tax is live now for those over £50,000, and the quarterly deadlines come around fast. HMRC's points-based penalty system applies to late MTD submissions, and leaving setup until the last minute is where people get caught. The good news is that getting ready is straightforward when an agent does it for you: software in place, records flowing, and every submission handled. We get new clients MTD-ready quickly, often within a couple of weeks.

Recent Client Outcome

How we got a £60,000 landlord MTD-ready in under two weeks

A landlord with four rental properties and gross rents of around £60,000 a year came to us in early 2026 having read that Making Tax Digital was coming but unsure whether it applied to her or what she had to do. She had always kept her records in a spreadsheet and filed a single Self Assessment return each January. Being over the £50,000 gross-income threshold, she was in scope from April 2026 and needed to be ready.

We ran a readiness review, confirmed she was in scope, and set her up on cloud software with her bank feed connected so rent receipts and property costs flow in automatically. We moved her historic records across, organised her mortgage interest for the Section 24 credit, and set up a simple monthly routine of capturing receipts on her phone. From there we took over the quarterly updates and the final declaration entirely.

She went from anxious and unsure to fully MTD-ready in under two weeks, with the quarterly submissions now handled for her under a fixed monthly fee. She no longer touches a spreadsheet and no longer worries about the deadlines.

Why Clients Choose Us For MTD

MTD Handled For You. National Reach.

  • HMRC-registered agent practice, authorised to make your MTD submissions for you.
  • One accountant from start to finish, no call centre, no juniors, no churn.
  • Free readiness review so you know exactly whether and when MTD applies to you.
  • MTD-compatible software chosen, set up and included, with your bank feed connected.
  • Every quarterly update and the final declaration prepared and filed on time.
  • Specialist handling for landlords, including Section 24 and allowable expenses.
  • Every allowable expense claimed, so MTD never costs you more tax than before.
  • Fixed monthly fees agreed up front. No surprise bills as the deadlines arrive.
April 2026
MTD for Income Tax is live now for sole traders and landlords with gross income over £50,000
£30k / £20k
Thresholds following in April 2027 and April 2028, bringing far more sole traders and landlords into scope
4 + 1
Four quarterly updates plus a final declaration each year replace the single annual Self Assessment return

MTD Questions Answered

Frequently Asked Making Tax Digital Questions

What is Making Tax Digital for Income Tax?
MTD for Income Tax Self Assessment is HMRC's new way of reporting self-employment and rental income. Instead of one annual Self Assessment return, affected sole traders and landlords keep digital records in compatible software and send HMRC a quarterly update of income and expenses, followed by a final declaration after the tax year that replaces the old return. It is the income-tax extension of the digital system already used for VAT.
Who has to comply with MTD for Income Tax and when?
It is being phased in by income level. From April 2026 it applies to sole traders and landlords with combined gross income from self-employment and property over £50,000. From April 2027 it extends to those over £30,000, and the government has confirmed it will reach those over £20,000 from April 2028. The threshold is based on gross income, your turnover and rents before expenses, not your profit. If you are over £50,000 you are in scope now.
What do I actually have to do under MTD?
Three things. Keep your business and rental records digitally in MTD-compatible software rather than on paper or in a spreadsheet alone. Send HMRC a quarterly update of income and expenses, four times a year. And submit a final declaration after the tax year that confirms the figures and brings in anything else, replacing the old Self Assessment return. We set the software up and handle every submission, so in practice you run your business and we do the MTD.
Does MTD mean I pay tax more often?
No. MTD changes how often you report, not when you pay. The quarterly updates are information submissions, not tax bills. Your income tax is still due under the normal Self Assessment dates, the 31 January balancing payment and payments on account in January and July. The benefit of quarterly reporting is a far clearer running picture of what you owe, instead of a once-a-year surprise.
What software do I need for MTD, and is it included?
You need HMRC-recognised MTD-compatible software. We work with the leading cloud platforms such as Xero and FreeAgent, where we are certified advisors, and QuickBooks, plus bridging tools where a client wants to keep using a spreadsheet. We choose the right option for you, set it up, connect your bank feed, and the cost can be included within your fixed monthly fee. You do not need to become a software expert, that is our job.
How do I get ready for MTD, and can you handle it all?
Yes, we handle MTD end to end. We start with a free readiness review to confirm whether and when you are in scope, then set up compliant software, get your digital records in order, and take over the quarterly updates and final declaration entirely. For landlords and sole traders already with us it is seamless; for new clients we make the transition painless and bring any backlog up to date first. The earlier you start, the smoother it is.

Get MTD-Ready the Easy Way

Free fifteen-minute readiness call. Fixed quote within twenty-four hours. Software set up, digital records sorted, and every quarterly update and final declaration handled for you, under one fixed monthly fee. Same accountant, start to finish.

Or email info@yourtaxhelp.co.uk, we typically respond within two business hours.

📅 Free consultation calls available weekdays 1pm to 3pm and 7pm to 8pm. Pick a slot that suits you.

Happy with our service?
A Google review takes 60 seconds and helps local businesses find us.
⭐ Write a Google Review