HMRC-registered accountants in Edgware for locum GPs, doctors, dentists, nurses and agency healthcare workers. Self Assessment, the sole trader versus limited company decision, NHS pension and superannuation, and every professional expense, all under one fixed fee.
Accountant for Locums, UK
Based in Stanmore and working online with locum doctors and healthcare workers in Edgware and across the UK, we handle your Self Assessment, capture every professional expense and advise on the limited company question. Locum and agency healthcare work brings a tax position that a general accountant often gets wrong. There is the sole trader versus limited company decision, which for many locums hinges on the NHS pension, because income earned through a company generally cannot be pensioned in the scheme. There is the superannuation paperwork for pensionable locum income, IR35 and agency status, and a long list of genuinely allowable professional costs, indemnity, GMC and college fees, training and equipment, that locums frequently under-claim. Get the structure and the pension wrong and it costs you for years.
Your Tax Help Accountants works with locum doctors, GPs, dentists, nurses and other healthcare professionals across the UK. We model the sole trader and limited company options around your income and your pension priorities, handle the NHS superannuation side alongside your tax, claim every legitimate professional expense, and keep you compliant with IR35 and agency rules. The result is a structure that actually fits your career, an accurate return filed on time, and a single accountant who understands how healthcare professionals are paid, available year-round.
If your previous accountant set you up as a limited company without discussing your NHS pension, or you have never claimed your indemnity, college fees and training, it is worth a review. Both are common, and both can quietly cost a locum thousands.
What We Handle
Your annual return prepared and filed accurately, reconciling agency and direct income, with your bill explained in advance so January holds no surprises.
Both options modelled around your income and your NHS pension priorities, so your structure is genuinely right for you, not a default upsell.
Pensionable locum income handled with the correct forms and calculations, within deadlines, so valuable NHS pension benefits are protected.
Indemnity, GMC, GDC, NMC and college fees, mandatory training, equipment, journals and travel between sites, all claimed so you keep more of your earnings.
The status of your engagements assessed and explained, with your arrangements structured appropriately and compliantly for how you actually work.
Behind on one or several years? We bring locums fully up to date, claim the expenses that were missed, and handle HMRC penalties where they apply.
A common and costly mistake is a locum being placed into a limited company purely for tax, without anyone explaining that company income generally cannot be pensioned in the NHS scheme, potentially sacrificing valuable, guaranteed pension benefits. The other common loss is years of unclaimed indemnity, registration and training costs. We review both, recover what we can, and put the right structure in place going forward.
Recent Client Outcome
A locum GP came to us having been set up as a limited company by a previous accountant who had focused only on the headline tax saving. Nobody had discussed her NHS pension, and as a result her locum income was not being pensioned, quietly costing her valuable, guaranteed retirement benefits. She had also never claimed several of her professional costs.
We modelled both structures around her actual income and her strong preference to protect her NHS pension. Operating as an individual for her pensionable locum work allowed that income back into the scheme, and we set up the superannuation forms and calculations correctly. We then reviewed her expenses and claimed her medical indemnity, GMC and royal college fees, appraisal and training costs, and equipment, much of which had been missed.
Her pension position was restored, the recovered expenses reduced her tax, and she now has a setup that fits her career, with her return and superannuation handled together under a fixed fee.
Why Healthcare Professionals Choose Us
Locum Questions Answered
Free fifteen-minute call. Fixed quote within twenty-four hours. The right structure for your pension, every professional expense claimed, superannuation and tax handled together, all under one fixed fee. Same accountant, start to finish.
Or email info@yourtaxhelp.co.uk, we typically respond within two business hours.
📅 Free consultation calls available weekdays 1pm to 3pm. Pick a slot that suits you.